Our Blog
We want to keep our customers informed and up to date on important information that can benefit them personally and financially.
Mary’s Millennial Memo 1: Renters Exposures and Coverage
When you are young or saving to buy your first home every penny counts, and you want to cut every cost you can. However, you don’t want to be hit with a giant expense that you never saw coming. The list below explains the exposures you never knew you had as a renter....
SAFECO Update
Increased Driving Costs Recent Trends Boost Costs for Southeast Missouri Drivers Does it seem like driving has become more expensive in Southeast Missouri in recent years? It likely has. Since 2014, the U.S. has seen more new cars on the road, and those cars are...
6 Simple Steps That Will Help If You Ever Have To File A Claim
One of the best ways to make sure you are adequately covered in the event of a claim is to keep a home inventory. According to the Insurance Information Institute only 43% of Midwestern homeowners had a home inventory. That is the lowest percentage of the four census...
Q: What is the biggest cause of homeowners’ liability claims? Are you at Risk?
A: DOG BITES!!! As a matter of fact the average dog bite claim cost around $30,000. So yes, if you own a dog, especially a big one, it is more likely that they will be the cause of a liability claim than a hole in your backyard, a big tree in your front yard, or loose...
Veterans Day
Veterans Day Tomorrow, all over our country, people will be celebrating Veterans Day. Here at MHJ Insurance, we are thankful for the freedoms we have as Americans and we are keenly aware that freedom is not free! Without the dedication and patriotism of those who...
Thanksgiving Fire Safety
Thanksgiving Fire Safety Home fires are a very real risk for the Thanksgiving Holiday. These risks can be significantly reduced by being attentive to a few important safety concerns. TURKEY FRYERS Turkey fryers are the biggest fire and safety hazard for Thanksgiving...
Unusual Halloween Safety Tips from MHJ
Unusual Halloween Safety Tips from MHJ Every Halloween there are the usual tips for safety of our children. Here are 4 "out of the ordinary" tips that you may not have heard of and might want to consider: Unique Costuming Certain themes are popular every year....
Fire Prevention Month
Residential structure fires take a huge toll in the United States every year. There were over 387,000 residential fires in 2013 resulting in more than 2700 deaths and $7 billion in damage. According to the National Fire Protection Association, the three biggest causes...
6 Simple Tips for Treestand Safety
Each year throughout the country hunters are seriously injured as a result of falls from tree stands. These accidents can be prevented through the proper use of a tree stand safety harness. Twenty-five hunting accidents were reported in 2013 in South Carolina. Ten of...
Child Passenger Safety Week
Child Passenger Safety Week Unfortunately the leading cause of death in children is traffic crashes, and according to MODOT, “73% of all child restraints are not used correctly”. Fortunately, there is much that parents and grandparents can do to decrease the risk for...
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