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The communities that MHJ serves are made up of so many service-minded people that give so much of their time to improve the lives of children and adults throughout the region. Many of our customers serve on boards of directors for organizations such as UCAN, Three...

Most types of insurance provide one specific kind of coverage. For instance, your auto insurance policy protects you in case you're at fault for an auto accident, while your homeowners policy provides liability coverage in many other circumstances.In contrast,...

Here's a tip that many people don't think of when they buy insurance-- generally, your homeowners insurance will not cover your ATV or UTV if it's damaged in an accident, as your property coverage doesn't extend to vehicles.  Auto insurance does not cover your ATVs or...

Apartment complexes and landlords only have insurance that covers the damage to the actual structures they own.  This leave the renters belongings, their electronics, furniture, clothes, etc. Uninsured.  If you are a renter, to protect your belongings from fire,...

In the state of Missouri auto owners are required to have insurance on their vehicle.  But do you know what to do in the event you need to use that insurance?  Here are some things you need to keep in-mind if you have an accident;first ensure your personal safety and...

Floods are the number one natural disaster in the United States.  When people usually think of flood insurance, they see homes and business located near a river or creek.  But that is not always the case. The truth is you can be miles away from a flood zone and still...

Chances are that anyone who has watched t-v over the years is familiar with a short, animated military character selling car insurance.  Or you may see on-line ads to sell you home and auto coverage.  They are usually legitimate, but as an independent insurance agent...

Cyber Insurance is a specific type of policy that provides coverage to a business in the unfortunate event of a data breach, or other cyber crime, that would result in the compromise or theft of sensitive customer information.While we often hear of these types of...

How Presidents Have Changed the Insurance Industry Across History: In 1916 The Federal Employees’ Compensation Act was signed into law by Woodrow Wilson. The law only required reimbursement due to work related injury’s for federal employees, but it set the stage for...