MHJ (573) 785-3138 | HEARTLAND (636) 477-8700 info@mhjinsurance.com

Fire Prevention Month

Residential structure fires take a huge toll in the United States every year. There were over 387,000 residential fires in 2013 resulting in more than 2700 deaths and $7 billion in damage. According to the National Fire Protection Association, the three biggest causes...

6 Simple Tips for Treestand Safety

Each year throughout the country hunters are seriously injured as a result of falls from tree stands. These accidents can be prevented through the proper use of a tree stand safety harness. Twenty-five hunting accidents were reported in 2013 in South Carolina. Ten of...

Child Passenger Safety Week

Child Passenger Safety Week Unfortunately the leading cause of death in children is traffic crashes, and according to MODOT, “73% of all child restraints are not used correctly”. Fortunately, there is much that parents and grandparents can do to decrease the risk for...

What would you do if you had a data breach?

According to recent Symantec research, 60% of small businesses will close within six months of a cyber-attack. Are you prepared to handle a breach? One of the first questions that I ask clients is “What would you do if you had a breach?” The response is usually along...

Should You Purchase Rental Car insurance?

The warm summer weather might have you itching for a road trip. But before you hit the road, you may need to spring for a rental car. And before you do that, you’ll need to decide whether to purchase rental car insurance. It’s a tricky decision, given the...